Picking the most reliable car insurance companies can be a challenging task because there are so many factors that you need to consider. The best car insurance company is the one that gives you more than just the coverage you want at a reasonable price. To help you get a clear understanding, we have shortlisted the top 5 car insurance companies based on their availability, customer service, coverage, costs, discounts, industry standing, and technology.
USAA (United Services Automobile Association)
It is one of the best car insurance companies in the market. The company is known to provide an easy process for filing a claim and provides regular updates on the status of the claims. USAA is also popular because it offers its services to a limited segment of the society that includes veterans, members of the military, and their family members. The company has been given a high rating in terms of its services. USAA tends to offer the lowest rates overall, so it is counted amongst the best auto insurance companies.
State Farm
State Farm is the largest car insurance provider in the country. The rates offered by State Farm are competitive and are low if you take advantage of the special discount program run by the company. The car insurance company also has an educational app for drivers below the age of 25. Another drive safe & save app by this service provider allows you to get a 30% discount in case you have a high score. If you don’t have a military affiliation, State Farm is the best auto insurance company for you. Check their website for more details on their offers, premiums, and insurance periods.
GEICO
GEICO is known to offer some of the most competitive prices in the market and is termed as one of the best car insurance service providers available nationwide. The rates offered here are cheaper than the state average of most of the states. This car insurance company offers many choices for coverage, is available in 50 states, and offers a high level of customer claims satisfaction.
Amica
Amica Mutual is the car insurance company that offers the best coverage package for its clients. Drivers can choose the Platinum Choice Auto program to earn advantage points and save a lot. The company is also ranked very favorably among users because it offers a great set of discounts. The company stands out because of its quick claim services and customer-centric business models. Have a look at their official website or contact the representative for further details on auto insurance.
Progressive
Having been in the industry since 1937, Progressive has launched many insurance policies over the years. It was one of the first companies that allowed people to go for insurance plans online. The company also has a few well-known money-saving options such as a deductible savings bank, bundling, and snapshot. Also, drivers who have a DUI/DWI on their record feel that Progressive is more affordable. This company earns its highest scores for the ease of filing a claim and customer service. This company is the best choice for high-risk drivers, and hence, it is one of the top auto insurers in the country.
You need to understand that a large company may or may not give a better customer experience. Before you pick a car insurance service provider, ensure you read its policies, reviews, and ratings given by other customers. If you want to know how much you will need to pay for your car insurance, you have to get a quote from the insurance company. You can later compare the quotations offered by each company and choose the one that is best suited for you. Also, you need to understand that factors such as your age, driving history, and vehicle model affect your insurance rate. Hence, comparing the quotes becomes even more important to ensure you get the best car insurance coverage and price.